1. Time is my greatest asset, and I shall relate myself to it on a budget system which provides that every second not devoted to sleep shall be used for self-improvement.

2. In the future I shall regard the loss, through neglect, of any portion of my Time as a sin, for which I must atone by the better use in the future of an equivalent amount of it.

3.Recognizing that I shall reap that which I sow,I shall sow only the needs the seeds
of service which may benefit others as well as myself, and thereby throw myself in the way of the great Law of Compensation.

4. I shall so use my Time in the future that each day will bring me some measure of peace of mind, in the absence of which i shall recognize hat the seed I have been sowing needs reexamination.

5. Knowing that my habits of thought become the patterns which attract all the circumstances affecting my life through the lapse of Time, I shall keep my mind so busy in connection with the circumstances I desire that no Time will be left to devote to fears and frustration and the thing I do not desire.

6. Recognizing that, at best my allotted Time on the earth plane is indefinite and limited, I shall endeavor in all ways possible to use my portion of it so that those nearest me will benefit by my influence, and be inspired by my example to make the best possible use of their own Time.

7. Finally, when my allotment of Time shall have expired, I hope I may leave behind me a monument to my name not a monument in stone, but in the hearts of my fellow men and women a monument whose marking will testify that the world was made a little better because of my having passed this way.

8. I shall repeat this Commitment daily during the remainder of my allotment of Time, and back it with BELIEF that it will improve my character and inspire those whom I may influence to likewise improve their lives.

You will find these 8 ” My Commitment To Doctor Time” Napoleon Hill book copyright
in 1971. Name of book is “You Can Work Your Own Miracles”

Find your place in this world to make a difference.

Coaching Success and Mentoring
Ninfa Carpenter

I read about a woman named Pam, who knows the

pain of considering abortion. More than 24 years ago, she and her

husband Bob were serving as missionaries to the Philippines and

praying for a fifth child. Pam contracted amoebic dysentery, an

infection of the intestine caused by a parasite found in

contaminated food or drink. She went into a coma and was treated

with strong antibiotics before they discovered she was pregnant.

Doctors urged her to abort the baby for her own safety and told her that the

medicines had caused irreversible damage to her baby. She refused

the abortion and cited her Christian faith as the reason for her

hope that her son would be born without the devastating disabilities

physicians predicted. Pam said the doctors didn’t think of it as a

life, they thought of it as a mass of fetal tissue.

While pregnant, Pam nearly lost their baby four times but refused to

consider abortion. She recalled making a pledge to God with her

husband: If you will give us a son, we’ll name him Timothy and we’ll make him a

preacher.

Pam ultimately spent the last two months of her pregnancy in bed and

eventually gave birth to a healthy baby boy August 14, 1987. Pam’s

youngest son is indeed a preacher. He preaches in prisons, makes

hospital visits, and serves with his father’s ministry in the

Philippines. He also plays football. Pam’s son is Tim Tebow.

The University of Florida’s star quarterback became the first

sophomore in history to win college football’s highest award, the

Heisman Trophy. His current role as quarterback of the Denver

Broncos has provided an incredible platform for Christian witness.

As a result, he is being called The Mile-High Messiah.

Tim Tebow

Denver and Steeler game last night’s stat”s for Tim were – 316 yards passing with an average of 31.6 per place. Kinda like the John 3;16 he used to wear under his eyes in games at Florida.

Tim’s notoriety and the family’s inspiring story have given Pam numerous opportunities to speak on behalf of women’s centers across the country. Pam Tebow believes that every little baby you save matters. I pray her tribe will increase!

Dottie always dreamed of playing the Grand Ole Opry ever since she was a little girl. She even walked for miles and miles selling ointment for her school. She won the top prize, which was her very first guitar!

Hollis Marsh, Dottie’s father, was an alcoholic who beat and abused the family on a regular basis. By the time Dottie was only a year old, he was whipping and spanking her on a regular basis. As the years went by, and more children were born, Dottie naturally became the “second mother” of the family, and she would eventually have to help feed, clothe, and raise the other kids. She would pick cotton in the fields near her home with her brothers until their fingers bled. Dottie and her siblings were treated like dirt for years. They lived in an old shack in the woods with no running water, no electricity, and lived on blackberries for meals. Her brother Kelton later said that if you got hungry, you just drank water. He said you would go to bed, and the next morning if you woke up and the hunger came back, you just drank more water…

Dottie had to save old rags and newspapers lying around the house, and stick them in the cracks of her bedroom wall, so the snow would not blow in during the winter. The poverty continued for years. Hollis repeatedly hollered, kicked, and cursed at the kids. He threw dishes around, and even ordered Dottie and her mother outside at gunpoint after an all night drinking binge. He would leave the family for hours on end. He would not work, and what little money the family did have, was spent on sugar for his illegal moonshine. The family used old tin covers off lard cans for plates, and drank out of old tin cans with the sharp edges peeled back. Hollis was more interested in a whiskey jug than providing for his family! But it wasn’t until Dottie was a teenager that darkness prevailed…

Hollis began secretely molesting her. He would often call Dottie upstairs when he was repairing watches, to help look for screws that he claimed he “lost”. When Dottie went upstairs to help her dad, Hollis had other things on his mind. He began raping her on a regular basis. No matter how painful the experience was for her, Hollis ordered not to make a sound…To avoid any suspicion from Pelina, Hollis would sometimes call some of Dottie’s brothers to help look for the screws, but they could never find them because, of course, there weren’t any screws to begin with. So Hollis kicked and cursed the boys, and told them to leave him and Dottie alone. Some weeks later, Dottie was awakened by stomach cramps. She began to suspect that she was pregnant by her own father. SHE WAS. She miscarried in the middle of the night, and barely had enough strength to make it back to her room. The next morning, Hollis shouted at Dottie to get up. Feeling tired from the episode the night before, she collapsed on the porch. The other kids yelled at Hollis to do something, so he poured a bucket of water on her, and said: “You damn little tramp, if that’s how you’re going to act, get back in bed”. Hollis once beat Dorothy so severely, that she required hospital treatment. Unfortunately, the doctors suspected nothing out of the ordinary…The days and months went by, and Hollis grew more irritable. He was a hopeless alcoholic who would not-or probably could not- work. The horror for Dottie continued, until one day, while at school, she broke down in a flood of tears. She revealed to her principal what she had been subjected to at home for years.

JUSTICE!

Dottie’s principal immediately called the sheriff and Dottie was placed in better care. Later that day, the sheriff returned to Dottie’s home, and explained to a disbelieving Pelina the charges laid against Hollis: Rape, incest, and violating the age of consent law. Hollis had already been placed under arrest, and after several witnesses took the stand, including Dottie herself, he was sentenced to 40 years in prison, where he eventually died. Glad her father died in prison because Dottie would of never been free to live her life. Her father abuse her so much this story will make you cry.

The family’s conditions were now changing for the better. Dottie’s mother Pelina, such a good cook, opened two restaurants, and for the first time in years, things were looking up for the family. They moved into a decent apartment, and Dottie received her first real clothing too. She was even presented with her very first birthday cake at 17 years of age!

All her life, Dottie knew that music was what she wanted to do, and after graduating high school, set out to attend Tennessee Tech near Cookeville. She would major in music. From that moment on, although she didn’t realize it at the time, she was on her way to the top.

While at Tennessee Tech, she met up with her first husband, Bill West. They began playing the regular party and club circuit, and they also had their first two children, Kerry and Morris.

After graduation from Tennessee Tech, Dottie and Bill moved to Cleveland, Ohio, where Bill was employed as an electrical engineer. They landed a job on the TV show, “Landmark Jamboree”, which originated in Cleveland. Also in Cleveland, Shelly West, a country singer in her own right, was born.

It was during a roadtrip to Nashville that Dottie was on her way. They were driving out of Nashville, heading back to Ohio after being turned down by several other record labels, when they passed the old Starday Records on Dickerson Road. Well, Dottie, feeling far more confident and upbeat than Bill, walked in and simply told them: “I am a singer, and I want to make a record!” She talked with Don Pierce in the studio, and one week later, she cut her first single, “Angel on Paper”. Although it cost her $511, the disc was played all over Nashville, and when Opry manager Ott Devine heard it, he asked Dottie to appear on the Grand Ole Opry. Dottie West, who was born and raised in an environment of sexual abuse and sheer poverty, was on her way to her mansion on the hill.

She began working with some of the biggest names in Country Music. She and Jim Reeves eventually teamed up for some duets, after a song Dottie had written for Jim, called, “Is This Me?”, became a big hit for him. She and Jim went on to record the duet “Love is no Excuse”. They went on to play several venues and package tours together, and at one show, received a thunderous standing ovation from the crowd! She also recorded “Slowly” with Jimmy Dean.

It was at the historic Grand Ole Opry in the old Ryman Auditorium when Dottie first met the late and great Patsy Cline. They would become life-long friends. Patsy and Dottie were inseperable. Patsy proudly showed off her home to Dottie, and gave her some tips about singing. Patsy Cline once told Dottie: “Hoss, if you can’t do it with feeling, don’t.” “Great Advice From Patsy Cline” .

That advice would stick with Dottie for the rest of her life, as is evident in her singing. However, Patsy Cline’s life was tragically cut short in a plane crash on March 5, 1963. Patsy Cline was dead. The Country Music community was badly shaken, but Dottie knew she had to get on with her life, as she had done so often in the past.

In 1964, Dottie really scored it big. She was signed to RCA records by Chet Atkins, and they began working together. She recorded: “Here Comes My Baby Back Again” which entered the Top-10, and proved to be so popular that it has since been recorded by over 100 artists! The radio and airwaves were full of her song, and she went on to win a Grammy for it. Dottie West was the very first female country singer to receive such an award. Needless to say, she deserved it. Dottie began touring throughout the country, playing the usual fairground and club circuit. She starred alongside such acts as Minnie Pearl and Charlie Rich. Throughout the next several years, she consistently made the top 40 with other hits such as “Paper Mansions”, “Would You Hold It Against Me’, “Last Time I Saw Him”, and several others. Dottie made regular appearances on the Grand Ole Opry, and for the next several years, she would sing her heart out and go on to win some of the most prestigious awards in the business! Dottie raised herself up from abuse and poverty, to songwriting superstardom. She was now a household name all over the country! She drew huge crowds wherever she appeared, and even shared her favourite recipes with her fans!!!

It wouldn’t be until the mid 1970’s that Dottie’s career would take on a whole new dimension. In 1974, her marriage to Bill West ended in divorce, but instead of letting it destroy her, she saw it as a new beginning. Soon, the country girl who never knew what having a good time was, gave new meaning to the word: “Wild West”! In 1973, she recorded a jingle for Coca-Cola, “Country Sunshine”, and it went on to become her “signature song” and won her a Clio award.

By 1976, she was signed to the United Artist/Liberty label, and married the drummer in her band, Byron Metcalf. She began a heavy road schedule that would see as many as 300 concerts a year. It was in 1978, when Dottie, during a recording session one day, happened to be visited by Kenny Rogers. He wandered into the studio by accident. He apparently had the wrong time booked for his recording session, and Kenny’s producer was also Dottie’s producer. Kenny gave Dottie some singing tips, and casually sang along with her on the song: “Every Time Two Fools Collide”. The recording engineers were so impressed with what they heard, and the results were so good, Kenny and Dottie went on to record a complete duet album of the same title. A new act was born that year: Kenny Rogers and Dottie West. The duo proved so popular that they were booked in some of the biggest venues in the U.S and other countries. They recorded another album the following year, and continued a non-stop touring schedule. They went on to win “Vocal Duo of the Year” in 1978 & 1979, and challenged Conway Twitty and Loretta Lynn as Country Music’s hottest new duo!!!
These were high times with Kenny and Dottie…They could pack in the fans too, often playing to crowds in superdomes and fairgrounds with attendance as high as 100,000, and Dottie looked great, sparkling like a cut diamond in those Bob Mackie clothes, and that gorgeous red hair! Their second duet album, “Classics”, was one of their biggest sellers, with sales in excess of 750,000, earning them gold status. She was also making a big impact on the country and pop charts for her solo work as well. From 1976-1984, she never missed the Country Top-40. Her “Special Delivery” LP went to #78 on the Billboard Top 200 in 1980 followed by another big seller, “Wild West” released later that year. Dottie was at her peak. She was quickly gaining a reputation around Nashville for her generosity and big spending! She purchased expensive, custom-made cadillacs and wore elaborate Bob Mackie stage wardrobes, which cost nearly $100,000 each. Her income was around the $2 million dollar mark, and she was having the best times of her life. Dottie was admired from all corners of the globe! She was nominated for 16 Grammys and was one of Country Music’s leading ladies. According to a Nashville insider, Dottie was only one of few artists that could really pull in a good crowd. Dottie was also known for helping newcomers break into the business. She helped launch the careers of other Country Music stars such as Larry Gatlin and Steve Wariner.

Now it was time to move into her mansion on the hill. And mansion it was! Located on 40 acres in the posh Brentwood estates just outside of Nashville, it contained no fewer than 30 rooms, an elevator, a bowling alley, a special nursery dedicated to her grand-daughter Tess-Marie, many fine furniture and appliances, and utility bills that ran in the thousands of dollars a month! It was a lifestyle many said was costing her too much…But Dottie seemed determined to somehow, someway, bury part of her painful past. She had an extensive doll collection, many tiffany lamps and fine china, and even installed a mirror over her bed, which she insisted was used for her exercising!!!

Hit after hit followed: “A Lesson in Leavin”, “You Pick Me Up and Put Me Down”, Everytime Two Fools Collide”, “Come See Me and Come Lonely”, “All I Ever Need is You”, “Together Again”, “Leavin’s for Unbelievers”, “Are You Happy Baby?”, the hits came one after another. However, behind the scenes, things were not rosy at all.

There is no question that Dottie West did live her songs! Her second marriage to Byron Metcalf was coming to an end. She accused him of cheating on her, and made the break public in a casino hotel after a performance in Vegas. She caught Byron in bed with another woman, and took off her ring in front of him, and said: “You broke this”, then threw it out the window! To add to her upcoming crisis, her finances were in a mess, and began to crumble. By 1985, taking a break from recording, she began touring with a theater company, playing the role of Madam in “The Best Little Whorehouse in Texas”, and appeared in TV shows such as: “The Dukes of Hazzard”, “The Love Boat”, “Austin City Limits”, “Lifestyles of the Rich and Famous”, and even appeared in the motion picture: “Aurora Encounter”. She had her own float in the Macy’s Thanksgiving Day parade, and toured the world, visiting such places as the Mid-East and Europe. She played all the major networks, sold out Carnegie Hall, worked with several renowned orchestras, hosted her own Christmas special, and even performed at the White House. Ironically, Dottie was one of Barbara Bush’s favourite singers! She was a popular touring act and headliner at fairs and festivals all across the nation, and was a particular favourite in Vegas and Lake Tahoe. During this time, she also married her third husband, Allen Carter Winters. It was a scandal all over Nashville! You see, he was twenty years younger than Dottie, but nevertheless, it seemed Dottie had found happiness once again. Friends and family however, were concerned that she was living too fast. She was also drinking quite a lot, and was sometimes showing up late for appearances and concerts. As much as Dottie loved performing, her 8 year run on the Country Top-40 had fizzled out, with her last chart hit, “We Know Better Now”, reaching only #53 in 1985. Unfortunately, her two final studio albums, “New Horizons” (1983) and “Just Dottie” (1984) were not a success… As a result, Dottie’s recording deals and concert bookings became sparse as the 80’s progressed, but the proud country girl held her head up high. She went on to host some variety shows for the popular Nashville Network, continued to make regular appearances on the Opry, was a frequent guest on Ralph Emery’s “Nashville Now”, and along with John Schneider, she did some voice-overs for a popular cartoon series: “The Raccoons”. But the country sunshine that Dottie spread would soon fade. Her world was to come crashing down, and although she seemed to be at the peak of her life, storm clouds were just ahead.

THE WALLS COME CRASHING DOWN

The story broke all over the world: Dottie West, the woman who made millions of dollars in her near thirty-year singing career, was broke. It was August 1990. Her tears and humiliation were on national TV for all to see. Dottie was openly crying in front of the Entertainment Tonight cameras. She owed nearly two million dollars to various agencies, plus interest. The IRS was owed nearly $1.3 million, A West Coast management firm was suing her for $130,000, her former manager was suing her for $110,000, and if that weren’t enough, her third marriage to Allen Winters ended in divorce and now he was suing her for $7,500. Dottie was 57 years old. She had been so busy keeping up with her career that she had no time to check up on her finances. Her former business manager, who mishandled Dottie’s money for years, apparently called her one day and told her that she was the proud owner of three new tuna boats. Dottie later found out the boats had never even been built. At this point, the IRS moved quickly to seize all of Dottie’s assets. Her Corvette, her $1.6 million dollar mansion, her doll collection, all the rights to her songs she had written over the years, her tiffany lamps, all her expensive china, her many trophies and all her music awards, and even items of a personal nature such as Crayola drawings done by her kids when they were young, were all gone in the slam of an auctioneer’s gavel.

Dottie could not face the fact that the IRS had the rights to everything, and hid some of her stuff in storage, and in her new apartment at Wessex Towers. Then the FBI entered the picture, looking for possible criminal violations against Dottie when she concealed some of her belongings. The found items were eventually auctioned off, and Dottie was left with literally nothing but the clothes on her back. The auction itself was a circus! Balloons and hamburgers were sold amid the distorted sounds of recorded Country Music. No Dottie West solos or duets were played either…People would pull at her, and foolishly ask her to sign the items they just bought. Dottie complied. Many of Dottie’s “fans” that day were largely people she had never even met or known before. They were all there to prey on a woman whose music had touched and soothed most of the record buying public. Dottie played Dallas the night before, but oddly enough, wanted to be in Nashville for her darkest hour.

After the humiliation of seeing her many cherished items auctioned off, and after having her financial information published for the whole world to see, Dottie quietly moved into an apartment complex in Nashville after sleeping a couple of nights in an abandoned car. She later told Robert K. Oermann, a reporter for “The Tennessean”: “You can knock me down…but you better have a big rock to keep me there!” As she had to do so many times in the past, her instinct for survival kicked in. Although she had lost most of her self-worth, she never once thought about giving up. As a matter of fact, when the tears had dried and the crowds faded, Dottie felt there was one thing that they couldn’t take from her, and that was her singing. “This too shall pass,” she said. It wasn’t all doom and gloom however. She was in the process of making plans to record a comeback album with close friends Tammy Wynette and Tanya Tucker. Dottie also sat down and began writing her own biography, but sadly wouldn’t live to finish it.

When she was at her low point, Dottie felt the need for some spirituality in her life. Although she attended church as a child, she rarely attended once she entered college. She was simply too busy building her career. Dottie attended a church service with her son Kerry, and received some words of encouragement from the pastor. The minister told Dottie that Satan had come to steal happiness from her, and bring hurt to her life, and cause havoc in her life…After the service had ended, Dottie later told the minister that she always wanted to sing and dance with the angel band. Ironically, Dottie West was speaking words of prophecy. In six months, she would be dead.

It was August 30, 1991. Dottie’s car, given to her by Kenny Rogers, was not working properly, and she was running late for an Opry performance. Her 81 year old neighbour, George Thackston, assisted her. Trying to make up for the lost time, George accelerated the car to 55 MPH on an Opryland exit ramp, where the speed was posted as only 25 MPH. Dottie was to perform at 8:30 PM, and George lost control of the car at 8:11 P.M. The curtain would rise without Dottie West.

The car left the roadway and became airborn for nearly 100 feet before coming back down and striking the embankment of an exit ramp. George suffered leg, back and hip injuries. Dottie however, was in critical condition. Both were conscious when they were admitted to Nashville’s Vanderbilt Medical Center. Just before she was scheduled for surgery, old buddy Kenny Rogers comforted her, and promised her they would record another song together when she was well enough to perform again. However, Dottie’s liver had received multiple injuries, and her spleen was severely ruptured. She spent five days in Intensive Care and was given nearly thirty five units of blood. However, it was all too late. Dottie West, the “Country Sunshine Girl”, died on the operating table at 9:43 AM. She was 58 years old.

When the news of Dottie’s passing hit the radio and airwaves, fans, family, and friends across the nation were saddened. One account said that people were openly weeping in the streets of Nashville! Shelly West later said that flowers were received from virtually every Country Music star. The funeral home was swamped with phone calls, flowers and cards. The funeral service was attended by hundreds. Kenny Rogers wept openly, and told the crowd about the hurt and pain in both Dottie’s life and in her songs. Said Rogers: “When she sang about Country Sunshine, you felt Country Sunshine, and when she sang about pain, you felt that pain — You could see it in her face, you could hear it in her voice.” She did it with “feeling”… Patsy would have been proud!

Dottie’s coffin was later taken to a private service near her home in McMinnville. She was laid to rest beside her mother and a beautiful memorial adorns her grave. Dottie West brought sunshine to millions around the world. There wasn’t any place that she couldn’t perform in, large or small. With her friendly personality, her warm smile and distinctive voice, she filled many hearts with hope and happiness for a better tomorrow. Said the late Tommy Hill: “She was everybody’s sunshine, Dottie could walk into a room where there was a conversation going on, and stop everyone in their tracks, she just had that effect.” Yes, Dottie was a great lady. She is greatly missed by all.

What Dottie gave us came from the heart. She was indeed born a country girl, and died a country girl. She knew hard times, but learned that there’s more to life than dwelling on how things might have been. She was brought up in an environment of abuse and poverty, only to become a globe trotting singer, earning millions, and then back to rags again. Dottie always gave it her best when it came to performing. During her nearly 3 decades as a performer, she wrote over 400 songs, released over 40 albums and over 100 singles. Between 1964-1984, Dottie hit the Country Charts no fewer than 60 times! She loved music and loved people deeply. She will always have a special place in the history books of Country Music, and deserves to be placed on the same pedestal as Tammy Wynette, Dolly Parton, Kitty Wells, and Loretta Lynn.

Perhaps Dottie was among those who give too much, sacrifice too long, who endures the hurt and pain from lost love, and from time to time, die too young. But what she gave us stands the test of time. As more and more people begin to question the future of country music, the great country legends of yesteryear will always outperform the fads and novelty acts that seem so prominent in today’s music business. It was once said that what we love, we shall grow to resemble. What Dottie West loved, she indeed came to resemble. The world will always remember Dottie West. “Here Comes my Baby”, “Country Sunshine”, “A Lesson in Leavin”, her many duets with Jim Reeves, Kenny Rogers, Don Gibson, and John Schneider, are not just songs, but permanent memories of Dottie West.

Dottie West never had a chance to oversee her own finances. Will trust someone else to keep your money safe. “Ponzi Scheme” have been around for a long time. It’s time to take control of your own life.

We did not learn this information in schools or books, nor did it come from a sudden burst of inspiration. It will take years to build the knowledge that exists within you and others leaders. Should it takes years if you want to grow now. We have grown in our online buisness because we have taken action quickly. Most of us join some kind of business but don’t treat like a business.

People have been consulted from all walks of life-from executives to ditchd diggers. None of the information is bases on meaningless theory, but rather tried and true methods of achieving,personal financial independence.

We give you knowledge,the bricks from which to build your financial fortress. What we can not provide is the desire, the will to be a winner in the game of life? We can not take the place of your parents and spoonfeed you the things they never taugh you. You’ll have to take the first step by turning your life around and seeking the advice that lies within.

The simple truth is that only people who know how to make money and save truly understand what it takes to be America today.

Post by:Ninfa Carpenter

We only have power over our actions and reactions. So, with that being said, as we face hurdles we need to reframe that observation and turn those into a positive- an opportunity to learn, to grow, to stretch. The greatest gift we give to ourselves is conquering those things that have been of frustration to us. We need to fixate not on the problem but on what we could do to make them better, how would I assist someone calling on me to help them through this same thing given the information I know, how can I brainstorm solutions because there is NO problem that does not have a solution- we just have to be willing to find and accept it.

Does this seem harsh? Perhaps so, but I don’t remember anyone great who sat around complaining on what they hadn’t accomplished or what was holding them back or even about the things they had NOT found success with. What I do remember learning about great people is they NEVER give up and never look at something as an obstacle, simply something to find a solution to. We already have the answers within us. We know exactly what someone else is going to tell us in their suggestions. Are we willing to answer the questions ourselves? Take our own advice?

Some say “but I don’t know”. If that is the spot you find yourself in try this- If you did know that answer, what would you say? Bull riders can really place some great perspective on the whole thing in my opinion- COWBOY UP! If you don’t understand this comment watch the movie 8 seconds.

Have a great week!

Posted 2/20/2011

February 14th is the launch date for this first of its kind program, designed to bring you the worlds best investment ideas, economic strategies and geopolitical happenings. There is a $50 Trillion Wealth Transfer on the way and CPP is designed to show you exactly how to take full advantage of it…to become the “new” wealthy. This is why I have partnered with Gerald Celente and Wayne Allyn Root….to bring the most valuable commodity…inside information…directly to you.

Most people have been so focused on the worst economy since the Great Depression that they have lost sight of the fact that we’re still in the early innings of the greatest wealth transfer in history. My first prediction about this came in 2006, we are now in the second phase of a massive $50 trillion dollar global transfer of wealth. It’s underway right now and you’re actually making a choice whether you know it or not. You’ve either decided to take advantage of this massive, never-before-seen movement of wealth, or you’ve decided to ignore it and hope for the best. Remember this…either way, you ARE making a choice.

You may be wondering how I can have such certainty about this. Let me ask you a question: have your own instincts and common sense been telling you that something’s wrong? Do you have uneasy sense that there’s a strange disconnect between the economic reports you keep hearing in the main stream media and the reality of our current economy? Well, in case you’re wondering about my track record for forecasting major financial events, consider a few of the financial predictions I’ve published over the last few years.

In 2002, I recommended gold at $290/oz (now approaching $1,400/oz) and silver at $4.75/oz (now approaching $30/oz). In 2003 I called China “the Chinese Miracle” and successfully recommended a number of Chinese investments that delivered multiple six figure returns. In 2005 I began warning everyone about the coming bankruptcy of the US, the emerging subprime lending crisis, the real estate bubble and crash and the US dollar bear market. In September, 2008 I advised investors to start selling stocks and shorting the stock market just weeks before the market plummeted 40%. In December, 2008 I recommended mining stocks at the market low, resulting in returns of several hundred to over 1000%. There’s a documented trail that proves that, as far back as the “dot-bomb” bust in the technology sector in 2000, I’ve accurately called every one of these events in advance.

The signs were all there for anyone with the experience and insight to read and act on them. Only a few voices raised any concern about impending collapse in these and other key areas, and I can tell you that virtually none of them were in positions of leadership over our country’s economic policies and financial institutions. If you were not one of the people who saw it coming, don’t feel bad, because you weren’t supposed to know. You’re about to discover that the entire banking and currency system has been rigged, nearly from the beginning, to keep you trapped in a perpetual cycle of debt and lack. We are now witnessing an event without historical precedent. Virtually all of the world’s industrialized nations are facing a bankrupt future. Economies are crumbling under multi-trillion dollar debts that can mathematically never be repaid, combined with the very probable collapse of fiat currencies that will ultimately become worthless.

While the future looks bleak, if not terrifying, for those that remain unprepared, there is a big flip side to this coin. It’s in times just like these where massive wealth is created. In all of recorded history, cycles of economic upheaval have always brought with them new beginnings, untold opportunities to build what I call generational wealth – secure, lasting prosperity that can be passed along from one generation to the next. If you’re sick and tired of being sick and tired – if you’re fed up with worrying about your finances and your future – and if you’re stone cold serious about having a bank account with at least seven figures, then I’m happy to tell you that you do have an alternative – one that you’ll hear me refer to as the new paradigm. The old paradigm simply isn’t working anymore. For those who aren’t ready for this cataclysmic shift, it saddens me to say that the consequences may be disastrous.

For those first to act beginning February 15th, there’s still time left to not only survive the inevitable collapse of a broken system, but to actually profit from the opportunities that always accompany every calamity. Are you willing to invest the effort to educate yourself and think critically, rather than just passively going along with the status quo? Do you want a better life for yourself and for the people you care about? If so, I challenge you to explore the opportunity to join us at Crashproof Prosperity – take back control of your own financial destiny. This is my personal invitation to you to join those who are on the winning side of the greatest transfer of wealth in history.

We’ll see you in a couple of days with the next update on how you can become a member of CrashProof Prosperity.

post by: Ninfa Carpenter

Not surprisingly, the most successful real estate investors I know are the most frugal people I know. I’m not talking about being miserly either. They live exceptionally well, but they do it with less money and more attention to practicality than pizazz. If you want to get rich, act like them. Start living below your means and you’ll see your wealth grow much faster.

Also, I’ve learned to be suspicious of people driving fancy cars and living in huge houses. While some are genuinely wealthy, most are in debt up to their eyeballs. They’re usually insecure people, trying desperately to convince everyone they’re rich. To use a metaphor:

You can judge a book by it’s cover, but remember, the classics are rarely new and shiny. Their faded covers are evidence of their survival and their tattered pages were created by the hands of countless loving fans.

Post by: Ninfa Carpenter

Then decide that you want to create a brighter, more secure financial future for yourself and those who depend on you. Family values will change when you know your family depend on
your financial future. Take a pin and paper start painting your own future on paper. Make it a reality.

Do an in-depth financial analysis beginning with your credit rating. Order your credit report and review it. Again take a pen and paper write down all you owe. Look at it and start getting help. No one changes your life but yourself. Take Action!

If your rating is not a good one or you don’t yet have a credit history, begin the process of restoring or establish one.

If credit scores in good standings. That is not going to matter soon. The way Financial institutions look at the your credit starting 2011 is going change. Even if you have good credit they will check also your checking account balance. Financial Institution will review your spending habits. We are not safe any more and this because of our government spending has a big debt. Mortgages companies abuse the system. It’s going to change quickly.

Get help with this step by leveraging the knowledge of a trusted team of financial planners. Financial Planners will take your all your debts and monthly salary or yearly salary. We use the wealth accelerator program. This system is set up to show you how to pay your debts in a shorter time. It’s automatic once you set it up.

Enjoying a life of financial freedom need not remain just a distant dream. Make a dream come true for you and your family.

It’s better to celebrate with a bottle of wine instead a box of Kleenex.

Get passionate about your desire to build wealth, make a new plan and take well-advised actions. Preparing your mind to make a change in your own life right now. It’s important to get involve in preparing for your future. If you don’t then WHO?

Create a new plans and achieve your goals.

post by: Ninfa Carpenter

Is it really possible to achieve millionaire status by your own efforts alone ?

In the Philippines, Central Visayas Region, the current minimum wage is $241.00. Multiply it by 26 days of work you get $6,266.00.

Let’s just say that you are 30 years old and you faithfully saved that Paid 266.00 per month and spent the rest of the $6,000.00, that would amount to $3,192.00 per year

Do the math. If you put that $3,192.00 in an investments that would give you 10 % interest per month in interest (compounded), do you know how much your money would become in 30 years, that would be $1,052,001.00. If you started this kind of savings program when you were 30 years old you will retire a millionaire.

At 60 years old by your own savings program alone, add to that the retirement benefits from your company, your monthly pension from the Social Security and your Pay Big “savings.”

What if you decided to add another $500.00 in your monthly investment and invest $766.00 instead? This would amount to $9,192.00 per year and at the end of 30 years it would amount to a whopping amount of$3,029,447.00 (At 10 % interest per year compounded)

Perhaps later on you would increase your savings to by $1,766.00 a month if you receive a salary increase. If you do that even on the 10th year after you start saving only $266.00 a month, you will retire with $4,472,777.00.

Do I have your attention?

The growth of your money is possible because of what we know in the world of finance as the Rule of 72.

Albert Einstein’s: greatest discovery was not the theory of relativity, it was the Rule of 72. (Although some people say that the rule existed long before he was born, most would agree however that he has popularized it)

What has the Rule of 72 have to do with investing and growing your money ?

Simply stated the Rule of 72 helps you determine the following:

1.) What interest rate you should avail of in order for your money to double quickly.
2.) How many years does it take for your money to double.

In a nutshell the Rule of 72 is stated as follows:

72 divided by interest rate return = Number of years it takes for your money to double.

So, if you put $100,000.00 in a bank account, it will take 72 years for your money to become $200,000.00 since the bank only offers a 1 % percent interest rate. (72 divided 1 = 72)

Let’s say you get a little wise and you put your $100,000.00 in a money market deposit account it will take 18 years in order for your money to become $200,000.00 (72 divided by 4 = 18)

Basically the higher the interest rate the less number of years your money will it take for your money to double.

So if you put your $100,000.00 in an investment or money market or CD… that would give you a 12 % interest rate it will only take 6 years for your money to double (72 divided by 12 = 6)

However take note that the Rule of 72 is more accurate with lower interest, the higher the interest rate rises the more inaccurate it becomes. (An example of this is that if you earn or have $100.00 an invest it in an instrument at 72 % interest rate per year according to the Rule of 72 your money will become $200.00 in 1 year. However this is not entirely accurate since you will need a 100 % interest rate in order for it to become $200.00 in 1 year time)

Interested in how many years would it take for your money to TRIPLE.

Earning the minimum wage ? No problem with the Rule of 72, You could be a millionaire! Disciple would be the key to all this rule of 72. If you don’t action how will you ever become a millionaire.
Don’t believe anyone else, but do it yourself and for your family.

post by: Ninfa Carpenter